YMCA Insurance .com Agents and Brokers from Crane

YMCAinsurance.com by

Y's Find Insurance Solutions Here

Est. 1885, Crane Agency's Independant Agents and Brokers provide cusomized Insurance solutions for today's YMCAs & YWCAs. We understand how to provide a flexible and comprehensive insurance program for risks across the United States. As a National Full-Sevice Brokerage- Crane is contracted with major carriers to quote all Y's insurance needs.

* YMCA Insurance Program Key Benefits

Loss Control
From identifying potential hazards to safety training for your employees, your Crane Loss Control Consultant will team with you to control your risk exposure. Aggressively identifying and managing the risks of your business results in fewer losses and fewer claims. Over time, taking this approach means you will better control your insurance costs.

General Liability

• Comprehensive General Liability – Limits to $1MM per occurrence/$3MM aggregate

• YMCA program Premises Liability insurance

• Personal Injury Liability

• Employees & Volunteers as insureds

• Coverage for childcare and camp activities

• Abuse & Molestation coverage

• Medical Payments coverage

• Fundraising events included

YMCA Property Insurance program

• Blanket limits with large in-house capacity

• Special Causes of Loss coverage on buildings,

contents, business income and extra expense

• YMCA flood Water Insurance program

• Water coverage including surface water &

• Backup of sewers and drains - $30K
YMCA tools and equipment

• Equipment Breakdown coverage

• Ordinance or Law coverage – included up to building limit

• Spoilage coverage - $50K
• Agreed Value available with signed statement of values/property appraisal

YMCA Bus, Van & Automobile Insurance

• Owned auto

• Hired & Non-owned auto

• Employees & Volunteers as insureds

• Hired car physical damage

Umbrella/Excess Liability Insurance

• Limits up to $15MM available

Directors & Officers Liability

• Defense costs in addition to the limit of liability

• Most favorable venue wording for punitive,

multiple or exemplary damages

YMCA Insurance program extras

• Order of payments language with priority

placed on indemnifying Individual Insureds first

YMCA Professional Liability

• Program Available on an Occurrence or Claims-Made form

• Separate coverage part so no erosion of

General Liability aggregate limit

• Coverage for teachers (day care operations)

& employed nurses

YMCA students in training

• Covers students in training

Crime and Fidelity program

• Employee Theft

• Forgery or Alteration

• Money & Securities

YMCA Crisis Management Enhancement Endorsement

• $25,000 limit for crisis management emergency

response expenses incurred because of an incident

giving rise to a “crisis”

YMCA Loss Control insurance program Services

• Product specific web-based loss control

solutions through

• Free On-line interactive Defensive Driver

Training course and examination

• Regular E-Flyer communications on current

Loss Control issues and Large Loss Lessons Learned

• Strategic partnership with best in class vendor for discounted

background & motor vehicle record (MVR) checks

* Benefits vary between different insurance carriers / providers

Crane Insurance
* 400 Chesterfield Center # 300 * St. Louis, MO 63017

Main Navigation